Privacy Policy

1. Introduction

RetireCan (“we”, “us”, or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our retirement planning calculators and tools. By using the Service you agree to the practices described in this policy.

2. Information We Collect

Calculator Inputs. Financial data you enter into our calculators (such as account balances, income figures, ages, and province) is processed in your browser or on our servers solely to generate your results. We do not permanently store calculator inputs unless you explicitly create an account and choose to save your scenarios.

Account Information. If you create an account, we collect your email address and display name. Passwords are hashed and never stored in plain text.

Usage Data. We automatically collect standard web analytics information such as IP address, browser type, operating system, referring URL, pages visited, and time spent on site. This information is collected through cookies and similar technologies.

3. How We Use Your Information

We use the information we collect to:

• Provide and operate the calculators and tools
• Maintain and improve the Service
• Respond to your support requests and inquiries
• Send account-related communications
• Analyze usage trends to improve user experience
• Comply with legal obligations

We do not sell your personal information to third parties.

4. Cookies and Tracking

We use essential cookies to maintain your session and preferences (such as dark/light mode and selected province). We may also use analytics cookies (Google Analytics) to understand site usage. You can disable cookies in your browser settings, though some features of the Service may not function properly without them.

5. Third-Party Services

We may use third-party services such as Google Analytics, Vercel Analytics, and payment processors. These services have their own privacy policies governing their use of your data. We encourage you to review their policies.

6. Data Retention

Calculator inputs processed without an account are not stored beyond the session. Account data is retained as long as your account is active. You may request deletion of your account and associated data at any time by contacting us.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, or delete your personal data, or to object to or restrict certain processing activities. Canadian residents may exercise their rights under applicable federal and provincial privacy legislation (PIPEDA and provincial equivalents). To exercise your rights, please contact us using the information below.

9. Children's Privacy

Our Service is not directed at individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Your continued use of the Service after any changes constitutes acceptance of the revised policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please reach out through our contact page.